Hi Everyone

Anybody have a reference for older boat insurance besides Boat Us. 1968 42Commander they just raised my rates to $1682.00 per year......ouch


Mario Puglise

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I use Nationwide

Thanks Matt

Matt Cowles said:

I use Nationwide

Try progressive. I've been told at different marinas they like progressive because they actually pay claims, and in a reasonable time frame. I have it, but only $300,000 liability required by allot of marinas(cheap) 

Progressive also required no surveys. 

Harbor is still waiting on last year's fire claim settlement from the gecko.  Probably a good thing to change.


my rates are cheap

From my  stand point   as someone who operates a marine restoration and repair busniss, progressive is at the absolute bottom in my opinion.

They do seem to take care of their customers however behind the scenes (as least in my own experience) they always try to force me to reduce my quote to unrealistic labor hours. Since I Dont pad my quotes with a bloated amount labor hours I can not aford to lower my estimate just to get the  job. 

Im my shops 25 years of service , I've had some good and bad experiences working with insurance companies .

Being that we work on many vintage boats , Hagerty has been the one I've  dealt with the most. They are often a bit higher in premiums than some of the others but ....I've gotta say that they have been overall excelent to work with. 

Im currently just finishing an insurance job with them now . They seem to be the most in touch with what it takes to properly put a classic boat back in the condition it was before the claim.

Like many things, you get what you pay for and while we all hate to pay higher premiums for something we hope we never need to use, its good to know that should your insurance be needed that they will come thru in your time of need 

Didn’t Hagerty tell a Club member a year or so ago they weren’t doing vintage boat policies anymore? Am I misremembering a discussion?

There was a discussion about Hagerty not giving a discount to club members but Hagerty's main business is vintage boats and cars.  If seeking a quote from Hagerty, ask if they offer a discount to Commander Club members.  

Matt Cowles said:

Didn’t Hagerty tell a Club member a year or so ago they weren’t doing vintage boat policies anymore? Am I misremembering a discussion?
This may be what I was thinking of, Char...


The CCCC is listed on the Hagerty website club page: On Board With Hagerty Classic Marine

For some reason hagerty wont insure

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