Thanks for the feedback on the insurance issue, reguarding my new coverage with State Farm, without a haul out, or survey. I will check further into the coverage issue. My main concern at the time of issue, was getting into our reserved spot at our Marina, before losing it. New to this posting business, so this serves as a blanket response, rather than responding to each individual, that responded back to me. Thank you, Jack Latham. P.S. What a great Club, you have.